That is a lot of questions in tow paragraphs. So I will try to answer the questions.
I was granted SSDI several years ago and have been on the program since that time. I am not certain how SSD is different than SSDI.
What it finally took to apply? Well that may have been the hardest part. My wife and doctor stepped in and said I had come to an end of my work career. I knew in my heart it was the right decision but it was most difficult.
In my case it was a three step process. First I had to decide to I would do it, then I had to tell my employer, then I apply for my company disability program and finally as a condition of being granted disability by my company I was required to apply for social security disability.
How did I cope with the loss? Not well. I was literally lost for the longest time. I did not know what to do. So i did something I wanted to do. I went to school.
I wanted to be a doctor of something so I enrolled in a program for a Ed.D. it was online and I took my time working at it. Six years later I graduated.
Then I felt just as bad. So I started writing about diabetes, AS and RA. That is where I am today. I advocate for and write about all three issues. I do not make much money, a little, just enough to augment my retirement, disability income and my wife's retirement income.
Do we make as much as when I was working? Not even close. Am I alive? Well yes. Have i ever used the additional education? No not at all. Am I happier? Most days.
Do I miss working? Absolutely. Would I do it again? I would. It was difficult but yes i would do it.
Let me know if I can answer other questions.
rick - moderator